Answer: Helping people become homeowners is one of the most important things HUD does. Here are some suggestions: Start by reading our "homebuyer’s kit"- particularly the part about the federal mortgage programs that can help people buy homes. hud’s FHA has many mortgage insurance programs that can help first-time homebuyers.

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Look at how much is left over in your savings and investment accounts. That's where your homework on first-time homebuyer programs can help.. but work with a live person who can review your situation, answer questions and, house and help you decide if you really want to pay for necessary repairs.

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