An FHA Loan is a mortgage that’s insured by the federal housing administration. They allow borrowers to finance homes with down payments as low as 3.5% and are especially popular with first-time homebuyers. FHA loans are a good option for first-time homebuyers who may not have saved enough for a large down payment.

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2018 FHA Loan Limits for Florida. FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance. For Florida, 51 counties have a FHA loan limit of $294,515 and 16 counties range from $299,000 to $529,000.

Despite the change, entire condo developments must meet certain requirements for a single unit to be approved, and the FHA.

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