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How Much House Can I Afford, Comfortably? Mortgage Masters Group Mortgage Executive Jailed for Failing to Remit Mortgage Payoffs – Mortgage Fraud Blog If you earn $56,516, the average household income, you can afford $1,695 in total monthly payments, according to the 36% rule. The rule, which measures your debt relative to your income, is used by lenders to evaluate how much you can afford.

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