The HECM loan includes several fees and charges, which includes: 1) mortgage insurance premiums (initial and annual) 2) third party charges 3) origination fee 4) interest and 5) servicing fees. The lender will discuss which fees and charges are mandatory. You will be charged an initial mortgage insurance premium (MIP) at closing.

The reverse mortgage foreclosure process. Once a lender becomes aware that a borrower has defaulted on such payments, the loan servicer sends a "Due and Payable" letter with the current loan balance, options for paying back the reverse mortgage, a timeline for a response, and opportunities to avoid foreclosure.

Premier Reverse Mortgage, LLC. Licensed in the state of Florida, Premier Reverse Mortgage, LLC is well known in providing quality service for those in need of a FHA HECM.

Floify’s secure mortgage point-of-sale portal provides a web-based access point for your borrowers to interact with their loan from application through clear-to-close. Borrowers can easily complete a loan application, upload supporting documentation, eSign disclosures, and monitor the status of their loan – in a single, easy-to-use location.

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To learn more about the HECM reverse mortgage program, go to and enter "HECM" in the home page search box to find a long list of relevant links. You should also consider talking to a trusted financial planner or elder-law attorney or estate planning attorney before taking out this type of mortgage.

Find 4 listings related to Senior Reverse Mortgage Inc in Fort Walton Beach on See reviews, photos, directions, phone numbers and more for Senior Reverse Mortgage Inc locations in Fort Walton Beach, FL.

Reverse Mortgage Myths by Kent Kopen The FHA offers a reverse mortgage known as the Home Equity Conversion Mortgage (HECM) to homeowners 62 years and older. It allows seniors to convert equity in their home into periodic cash payments.

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