Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from.. The holder of a mortgage without this clause has only two options: either to. Other options such as refinancing, a short sale, alternate financing, In a recent New York case, the Court rejected a lender's attempt to foreclose on.

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How to Find Leads in 2019 as a Mortgage Loan Officer : Lead Generation Video 3 of 3 For example, if a homeowner does not pay his/her property taxes, the city can place a lien on the property for the amount owed. In New York City, these tax liens are typically sold to private entities, which can lead to foreclosure. The entity that owns the lien on the property is called the lien holder.